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credit union

Fort Worth Community

Bedford, TX · Est. 1940
B
Trust Grade
Strong
Score: 89/100

Fort Worth Community is a credit union based in Bedford, Texas, established in 1940, with $1.3 billion in total assets serving 74,260 members. By Trust Grade it ranks 240th of 379 credit unions we track in Texas. Its net worth ratio of 10.6% trails most similarly sized credit unions (45th percentile), versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.56% return on assets. No consumer complaints against Fort Worth Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.3B
$1B–10B institution
Members
74,260
Shares & deposits
Net worth ratio
10.6%
Bottom 45% of $1B–10B peers · Texas median 13.5%
Return on assets
0.6%
Bottom 37% of $1B–10B peers · Texas median 0.58%
Rank in Texas
#240
of 379 credit unions

How Fort Worth Community compares to Texas peers

Net worth ratio
Bottom 45% of $1B–10B peers
Fort Worth
10.6%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 37% of $1B–10B peers
Fort Worth
0.6%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Fort Worth Community

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
89/100
Customer experience
n/a
Overall
B · 89
  • Well-capitalized (10.6% capital ratio)
  • Profitable (ROA 0.56%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Fort Worth Community over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Fort Worth Community insured?

Yes. Fort Worth Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Fort Worth Community: frequently asked questions

Is Fort Worth Community a good credit union?

Fort Worth Community earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Well-capitalized (10.6% capital ratio); Profitable (ROA 0.56%).

Is Fort Worth Community NCUA-insured?

Yes. Fort Worth Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Fort Worth Community?

Fort Worth Community holds $1.3 billion in total assets, ranking 240th of 379 credit unions we track in Texas. It serves 74,260 members.

Does Fort Worth Community have CFPB complaints?

No CFPB complaints against Fort Worth Community appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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