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credit union

Amplify

Austin, TX · Est. 1967
B
Trust Grade
Strong
Score: 83/100

Amplify is a credit union based in Austin, Texas, established in 1967, with $1.3 billion in total assets serving 47,585 members. By Trust Grade it ranks 301st of 379 credit unions we track in Texas. Its net worth ratio of 10.7% trails most similarly sized credit unions (48th percentile), versus a Texas median of 13.5%. It posted a loss over the most recent period (-0.29% return on assets), a point to watch. No consumer complaints against Amplify appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.3B
$1B–10B institution
Members
47,585
Shares & deposits
Net worth ratio
10.7%
Bottom 48% of $1B–10B peers · Texas median 13.5%
Return on assets
-0.3%
Bottom 1% of $1B–10B peers · Texas median 0.58%
Rank in Texas
#301
of 379 credit unions

How Amplify compares to Texas peers

Net worth ratio
Bottom 48% of $1B–10B peers
Amplify
10.7%
Texas median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 1% of $1B–10B peers
Amplify
-0.3%
Texas median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Amplify

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
83/100
Customer experience
n/a
Overall
B · 83
  • Well-capitalized (10.7% capital ratio)
  • Unprofitable over the period (ROA -0.29%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Amplify over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Amplify insured?

Yes. Amplify is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Amplify: frequently asked questions

Is Amplify a good credit union?

Amplify earns a Bankzia Trust Grade of B (83/100, "Strong"), based on a financial-strength score of 83/100 (it has no CFPB complaints on record). Well-capitalized (10.7% capital ratio); Unprofitable over the period (ROA -0.29%).

Is Amplify NCUA-insured?

Yes. Amplify is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Amplify?

Amplify holds $1.3 billion in total assets, ranking 301st of 379 credit unions we track in Texas. It serves 47,585 members.

Does Amplify have CFPB complaints?

No CFPB complaints against Amplify appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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