Acfcu
Acfcu is a credit union based in Amarillo, Texas, established in 1945, with $317 million in total assets serving 27,963 members. By Trust Grade it ranks 277th of 379 credit unions we track in Texas. Its net worth ratio of 8.6% trails most similarly sized credit unions (9th percentile), versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.88% return on assets. No consumer complaints against Acfcu appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Acfcu compares to Texas peers
How we graded Acfcu
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.6% capital ratio)
- Profitable (ROA 0.88%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Acfcu over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Acfcu insured?
Yes. Acfcu is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Acfcu: frequently asked questions
Is Acfcu a good credit union?
Acfcu earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Well-capitalized (8.6% capital ratio); Profitable (ROA 0.88%).
Is Acfcu NCUA-insured?
Yes. Acfcu is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Acfcu?
Acfcu holds $317 million in total assets, ranking 277th of 379 credit unions we track in Texas. It serves 27,963 members.
Does Acfcu have CFPB complaints?
No CFPB complaints against Acfcu appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
