Gulf
Gulf is a credit union based in Groves, Texas, established in 1941, with $349 million in total assets serving 24,643 members. By Trust Grade it ranks 284th of 379 credit unions we track in Texas. Its net worth ratio of 9.8% trails most similarly sized credit unions (28th percentile), versus a Texas median of 13.5%. It was profitable over the most recent period, with a 0.35% return on assets. No consumer complaints against Gulf appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Gulf compares to Texas peers
How we graded Gulf
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.8% capital ratio)
- Profitable (ROA 0.35%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Gulf over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Gulf insured?
Yes. Gulf is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Gulf: frequently asked questions
Is Gulf a good credit union?
Gulf earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Well-capitalized (9.8% capital ratio); Profitable (ROA 0.35%).
Is Gulf NCUA-insured?
Yes. Gulf is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Gulf?
Gulf holds $349 million in total assets, ranking 284th of 379 credit unions we track in Texas. It serves 24,643 members.
Does Gulf have CFPB complaints?
No CFPB complaints against Gulf appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
