Enlighten
Enlighten is a credit union based in Jackson, Tennessee, established in 1971, with $18 million in total assets serving 1,384 members. By Trust Grade it ranks 15th of 126 credit unions we track in Tennessee. Its net worth ratio of 13.5% trails most similarly sized credit unions (45th percentile), versus a Tennessee median of 13.9%. It was profitable over the most recent period, with a 1.24% return on assets. No consumer complaints against Enlighten appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Enlighten compares to Tennessee peers
How we graded Enlighten
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.5% capital ratio)
- Strongly profitable (ROA 1.24%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Enlighten over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Enlighten insured?
Yes. Enlighten is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Enlighten: frequently asked questions
Is Enlighten a good credit union?
Enlighten earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.5% capital ratio); Strongly profitable (ROA 1.24%).
Is Enlighten NCUA-insured?
Yes. Enlighten is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Enlighten?
Enlighten holds $18 million in total assets, ranking 15th of 126 credit unions we track in Tennessee. It serves 1,384 members.
Does Enlighten have CFPB complaints?
No CFPB complaints against Enlighten appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
