The West Tennessee
The West Tennessee is a credit union based in Atoka, Tennessee, established in 1967, with $19 million in total assets serving 1,641 members. By Trust Grade it ranks 69th of 126 credit unions we track in Tennessee. Its net worth ratio of 10.8% trails most similarly sized credit unions (23th percentile), versus a Tennessee median of 13.9%. It was profitable over the most recent period, with a 0.74% return on assets. No consumer complaints against The West Tennessee appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The West Tennessee compares to Tennessee peers
How we graded The West Tennessee
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.8% capital ratio)
- Profitable (ROA 0.74%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The West Tennessee over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at The West Tennessee insured?
Yes. The West Tennessee is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The West Tennessee: frequently asked questions
Is The West Tennessee a good credit union?
The West Tennessee earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (10.8% capital ratio); Profitable (ROA 0.74%).
Is The West Tennessee NCUA-insured?
Yes. The West Tennessee is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is The West Tennessee?
The West Tennessee holds $19 million in total assets, ranking 69th of 126 credit unions we track in Tennessee. It serves 1,641 members.
Does The West Tennessee have CFPB complaints?
No CFPB complaints against The West Tennessee appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
