Southeast Financial
Southeast Financial is a credit union based in Franklin, Tennessee, established in 1936, with $474 million in total assets serving 35,238 members. By Trust Grade it ranks 115th of 126 credit unions we track in Tennessee. Its net worth ratio of 7.7% trails most similarly sized credit unions (3th percentile), versus a Tennessee median of 13.9%. It was profitable over the most recent period, with a 0.07% return on assets. No consumer complaints against Southeast Financial appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Southeast Financial compares to Tennessee peers
How we graded Southeast Financial
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.7% capital ratio)
- Profitable (ROA 0.07%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Southeast Financial over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Southeast Financial insured?
Yes. Southeast Financial is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Southeast Financial: frequently asked questions
Is Southeast Financial a good credit union?
Southeast Financial earns a Bankzia Trust Grade of C (75/100, "Average"), based on a financial-strength score of 75/100 (it has no CFPB complaints on record). Well-capitalized (7.7% capital ratio); Profitable (ROA 0.07%).
Is Southeast Financial NCUA-insured?
Yes. Southeast Financial is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Southeast Financial?
Southeast Financial holds $474 million in total assets, ranking 115th of 126 credit unions we track in Tennessee. It serves 35,238 members.
Does Southeast Financial have CFPB complaints?
No CFPB complaints against Southeast Financial appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
