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credit union

Comtrust

Chattanooga, TN · Est. 1935
A
Trust Grade
Excellent
Score: 91/100

Comtrust is a credit union based in Chattanooga, Tennessee, established in 1935, with $429 million in total assets serving 17,550 members. By Trust Grade it ranks 74th of 126 credit unions we track in Tennessee. Its net worth ratio of 11.3% is stronger than 50% of similarly sized credit unions, versus a Tennessee median of 13.9%. It was profitable over the most recent period, with a 0.50% return on assets. No consumer complaints against Comtrust appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$429.5M
$100M–1B institution
Members
17,550
Shares & deposits
Net worth ratio
11.3%
Top 50% of $100M–1B peers · Tennessee median 13.9%
Return on assets
0.5%
Bottom 37% of $100M–1B peers · Tennessee median 0.7%
Rank in Tennessee
#74
of 126 credit unions

How Comtrust compares to Tennessee peers

Net worth ratio
Top 50% of $100M–1B peers
Comtrust
11.3%
Tennessee median
13.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 37% of $100M–1B peers
Comtrust
0.5%
Tennessee median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Comtrust

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
A · 91
  • Strongly capitalized (11.3% capital ratio)
  • Profitable (ROA 0.50%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Comtrust over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Comtrust insured?

Yes. Comtrust is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Comtrust: frequently asked questions

Is Comtrust a good credit union?

Comtrust earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Strongly capitalized (11.3% capital ratio); Profitable (ROA 0.50%).

Is Comtrust NCUA-insured?

Yes. Comtrust is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Comtrust?

Comtrust holds $429 million in total assets, ranking 74th of 126 credit unions we track in Tennessee. It serves 17,550 members.

Does Comtrust have CFPB complaints?

No CFPB complaints against Comtrust appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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