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credit union

Copper Basin

Copperhill, TN · Est. 1965
A
Trust Grade
Excellent
Score: 96/100

Copper Basin is a credit union based in Copperhill, Tennessee, established in 1965, with $69 million in total assets serving 6,181 members. By Trust Grade it ranks 49th of 126 credit unions we track in Tennessee. Its net worth ratio of 11.6% trails most similarly sized credit unions (29th percentile), versus a Tennessee median of 13.9%. It was profitable over the most recent period, with a 2.48% return on assets. No consumer complaints against Copper Basin appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$69.4M
<$100M institution
Members
6,181
Shares & deposits
Net worth ratio
11.6%
Bottom 29% of <$100M peers · Tennessee median 13.9%
Return on assets
2.5%
Top 3% of <$100M peers · Tennessee median 0.7%
Rank in Tennessee
#49
of 126 credit unions

How Copper Basin compares to Tennessee peers

Net worth ratio
Bottom 29% of <$100M peers
Copper Basin
11.6%
Tennessee median
13.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 3% of <$100M peers
Copper Basin
2.5%
Tennessee median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Copper Basin

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (11.6% capital ratio)
  • Strongly profitable (ROA 2.48%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Copper Basin over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Copper Basin insured?

Yes. Copper Basin is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Copper Basin: frequently asked questions

Is Copper Basin a good credit union?

Copper Basin earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (11.6% capital ratio); Strongly profitable (ROA 2.48%).

Is Copper Basin NCUA-insured?

Yes. Copper Basin is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Copper Basin?

Copper Basin holds $69 million in total assets, ranking 49th of 126 credit unions we track in Tennessee. It serves 6,181 members.

Does Copper Basin have CFPB complaints?

No CFPB complaints against Copper Basin appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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