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credit union

Chattanooga Federal Employees

Chattanooga, TN · Est. 1925
A
Trust Grade
Excellent
Score: 94/100

Chattanooga Federal Employees is a credit union based in Chattanooga, Tennessee, established in 1925, with $75 million in total assets serving 2,843 members. By Trust Grade it ranks 60th of 126 credit unions we track in Tennessee. Its net worth ratio of 16.9% is stronger than 66% of similarly sized credit unions, versus a Tennessee median of 13.9%. It was profitable over the most recent period, with a 0.51% return on assets. No consumer complaints against Chattanooga Federal Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$75.0M
<$100M institution
Members
2,843
Shares & deposits
Net worth ratio
16.9%
Top 34% of <$100M peers · Tennessee median 13.9%
Return on assets
0.5%
Bottom 45% of <$100M peers · Tennessee median 0.7%
Rank in Tennessee
#60
of 126 credit unions

How Chattanooga Federal Employees compares to Tennessee peers

Net worth ratio
Top 34% of <$100M peers
Chattanooga Federal
16.9%
Tennessee median
13.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 45% of <$100M peers
Chattanooga Federal
0.5%
Tennessee median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Chattanooga Federal Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Strongly capitalized (16.9% capital ratio)
  • Profitable (ROA 0.51%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Chattanooga Federal Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Chattanooga Federal Employees insured?

Yes. Chattanooga Federal Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Chattanooga Federal Employees: frequently asked questions

Is Chattanooga Federal Employees a good credit union?

Chattanooga Federal Employees earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (16.9% capital ratio); Profitable (ROA 0.51%).

Is Chattanooga Federal Employees NCUA-insured?

Yes. Chattanooga Federal Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Chattanooga Federal Employees?

Chattanooga Federal Employees holds $75 million in total assets, ranking 60th of 126 credit unions we track in Tennessee. It serves 2,843 members.

Does Chattanooga Federal Employees have CFPB complaints?

No CFPB complaints against Chattanooga Federal Employees appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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