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credit union

Sioux Valley Coop

Watertown, SD · Est. 1953
A
Trust Grade
Excellent
Score: 98/100

Sioux Valley Coop is a credit union based in Watertown, South Dakota, established in 1953, with $42 million in total assets serving 3,378 members. By Trust Grade it ranks 6th of 33 credit unions we track in South Dakota. Its net worth ratio of 19.8% is stronger than 77% of similarly sized credit unions, versus a South Dakota median of 10.5%. It was profitable over the most recent period, with a 1.42% return on assets. No consumer complaints against Sioux Valley Coop appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$41.5M
<$100M institution
Members
3,378
Shares & deposits
Net worth ratio
19.8%
Top 23% of <$100M peers · South Dakota median 10.5%
Return on assets
1.4%
Top 17% of <$100M peers · South Dakota median 0.91%
Rank in South Dakota
#6
of 33 credit unions

How Sioux Valley Coop compares to South Dakota peers

Net worth ratio
Top 23% of <$100M peers
Sioux Valley
19.8%
South Dakota median
10.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 17% of <$100M peers
Sioux Valley
1.4%
South Dakota median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Sioux Valley Coop

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (19.8% capital ratio)
  • Strongly profitable (ROA 1.42%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Sioux Valley Coop over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Sioux Valley Coop insured?

Yes. Sioux Valley Coop is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Sioux Valley Coop: frequently asked questions

Is Sioux Valley Coop a good credit union?

Sioux Valley Coop earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (19.8% capital ratio); Strongly profitable (ROA 1.42%).

Is Sioux Valley Coop NCUA-insured?

Yes. Sioux Valley Coop is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Sioux Valley Coop?

Sioux Valley Coop holds $42 million in total assets, ranking 6th of 33 credit unions we track in South Dakota. It serves 3,378 members.

Does Sioux Valley Coop have CFPB complaints?

No CFPB complaints against Sioux Valley Coop appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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