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credit union

Avanti

Watertown, SD · Est. 1953
A
Trust Grade
Excellent
Score: 95/100

Avanti is a credit union based in Watertown, South Dakota, established in 1953, with $32 million in total assets serving 2,963 members. By Trust Grade it ranks 11th of 33 credit unions we track in South Dakota. Its net worth ratio of 11.1% trails most similarly sized credit unions (25th percentile), versus a South Dakota median of 10.5%. It was profitable over the most recent period, with a 1.14% return on assets. No consumer complaints against Avanti appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$31.8M
<$100M institution
Members
2,963
Shares & deposits
Net worth ratio
11.1%
Bottom 25% of <$100M peers · South Dakota median 10.5%
Return on assets
1.1%
Top 26% of <$100M peers · South Dakota median 0.91%
Rank in South Dakota
#11
of 33 credit unions

How Avanti compares to South Dakota peers

Net worth ratio
Bottom 25% of <$100M peers
Avanti
11.1%
South Dakota median
10.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 26% of <$100M peers
Avanti
1.1%
South Dakota median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Avanti

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (11.1% capital ratio)
  • Strongly profitable (ROA 1.14%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Avanti over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Avanti insured?

Yes. Avanti is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Avanti: frequently asked questions

Is Avanti a good credit union?

Avanti earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (11.1% capital ratio); Strongly profitable (ROA 1.14%).

Is Avanti NCUA-insured?

Yes. Avanti is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Avanti?

Avanti holds $32 million in total assets, ranking 11th of 33 credit unions we track in South Dakota. It serves 2,963 members.

Does Avanti have CFPB complaints?

No CFPB complaints against Avanti appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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