Dakota Plains
Dakota Plains is a credit union based in Lemmon, South Dakota, established in 1957, with $86 million in total assets serving 4,900 members. By Trust Grade it ranks 26th of 33 credit unions we track in South Dakota. Its net worth ratio of 8.6% trails most similarly sized credit unions (8th percentile), versus a South Dakota median of 10.5%. It was profitable over the most recent period, with a 0.80% return on assets. No consumer complaints against Dakota Plains appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Dakota Plains compares to South Dakota peers
How we graded Dakota Plains
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.6% capital ratio)
- Profitable (ROA 0.80%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Dakota Plains over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Dakota Plains insured?
Yes. Dakota Plains is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Dakota Plains: frequently asked questions
Is Dakota Plains a good credit union?
Dakota Plains earns a Bankzia Trust Grade of B (84/100, "Strong"), based on a financial-strength score of 84/100 (it has no CFPB complaints on record). Well-capitalized (8.6% capital ratio); Profitable (ROA 0.80%).
Is Dakota Plains NCUA-insured?
Yes. Dakota Plains is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Dakota Plains?
Dakota Plains holds $86 million in total assets, ranking 26th of 33 credit unions we track in South Dakota. It serves 4,900 members.
Does Dakota Plains have CFPB complaints?
No CFPB complaints against Dakota Plains appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
