Healthcare Plus
Healthcare Plus is a credit union based in Aberdeen, South Dakota, established in 1979, with $70 million in total assets serving 5,041 members. By Trust Grade it ranks 30th of 33 credit unions we track in South Dakota. Its net worth ratio of 8.6% trails most similarly sized credit unions (8th percentile), versus a South Dakota median of 10.5%. It was profitable over the most recent period, with a 0.42% return on assets. No consumer complaints against Healthcare Plus appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Healthcare Plus compares to South Dakota peers
How we graded Healthcare Plus
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.6% capital ratio)
- Profitable (ROA 0.42%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Healthcare Plus over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Healthcare Plus insured?
Yes. Healthcare Plus is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Healthcare Plus: frequently asked questions
Is Healthcare Plus a good credit union?
Healthcare Plus earns a Bankzia Trust Grade of B (81/100, "Strong"), based on a financial-strength score of 81/100 (it has no CFPB complaints on record). Well-capitalized (8.6% capital ratio); Profitable (ROA 0.42%).
Is Healthcare Plus NCUA-insured?
Yes. Healthcare Plus is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Healthcare Plus?
Healthcare Plus holds $70 million in total assets, ranking 30th of 33 credit unions we track in South Dakota. It serves 5,041 members.
Does Healthcare Plus have CFPB complaints?
No CFPB complaints against Healthcare Plus appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
