Skip to main content
credit union

Santee Cooper Credit Union

Moncks Corner, SC · Est. 1953
A
Trust Grade
Excellent
Score: 98/100

Santee Cooper Credit Union is a credit union based in Moncks Corner, South Carolina, established in 1953, with $93 million in total assets serving 7,152 members. By Trust Grade it ranks 15th of 46 credit unions we track in South Carolina. Its net worth ratio of 15.2% is stronger than 56% of similarly sized credit unions, versus a South Carolina median of 13.2%. It was profitable over the most recent period, with a 1.30% return on assets. No consumer complaints against Santee Cooper Credit Union appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$92.9M
<$100M institution
Members
7,152
Shares & deposits
Net worth ratio
15.2%
Top 44% of <$100M peers · South Carolina median 13.2%
Return on assets
1.3%
Top 20% of <$100M peers · South Carolina median 0.85%
Rank in South Carolina
#15
of 46 credit unions

How Santee Cooper Credit Union compares to South Carolina peers

Net worth ratio
Top 44% of <$100M peers
Santee Cooper
15.2%
South Carolina median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 20% of <$100M peers
Santee Cooper
1.3%
South Carolina median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Santee Cooper Credit Union

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (15.2% capital ratio)
  • Strongly profitable (ROA 1.30%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Santee Cooper Credit Union over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Santee Cooper Credit Union insured?

Yes. Santee Cooper Credit Union is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Santee Cooper Credit Union: frequently asked questions

Is Santee Cooper Credit Union a good credit union?

Santee Cooper Credit Union earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (15.2% capital ratio); Strongly profitable (ROA 1.30%).

Is Santee Cooper Credit Union NCUA-insured?

Yes. Santee Cooper Credit Union is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Santee Cooper Credit Union?

Santee Cooper Credit Union holds $93 million in total assets, ranking 15th of 46 credit unions we track in South Carolina. It serves 7,152 members.

Does Santee Cooper Credit Union have CFPB complaints?

No CFPB complaints against Santee Cooper Credit Union appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

South Carolina National Guard
credit union · Columbia, SC · $97M assets
Curis Financial
credit union · Columbia, SC · $87M assets
Nucor Employee's
credit union · Florence, SC · $70M assets
Latitude 32
credit union · Charleston, SC · $68M assets
Neighbors United
credit union · Greenwood, SC · $66M assets
Palmetto First
credit union · Florence, SC · $64M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →