Skip to main content
credit union

Latitude 32

Charleston, SC · Est. 1952
A
Trust Grade
Excellent
Score: 97/100

Latitude 32 is a credit union based in Charleston, South Carolina, established in 1952, with $68 million in total assets serving 6,323 members. By Trust Grade it ranks 18th of 46 credit unions we track in South Carolina. Its net worth ratio of 14.8% is stronger than 54% of similarly sized credit unions, versus a South Carolina median of 13.2%. It was profitable over the most recent period, with a 0.93% return on assets. No consumer complaints against Latitude 32 appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$67.8M
<$100M institution
Members
6,323
Shares & deposits
Net worth ratio
14.8%
Top 46% of <$100M peers · South Carolina median 13.2%
Return on assets
0.9%
Top 34% of <$100M peers · South Carolina median 0.85%
Rank in South Carolina
#18
of 46 credit unions

How Latitude 32 compares to South Carolina peers

Net worth ratio
Top 46% of <$100M peers
Latitude 32
14.8%
South Carolina median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 34% of <$100M peers
Latitude 32
0.9%
South Carolina median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Latitude 32

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (14.8% capital ratio)
  • Profitable (ROA 0.93%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Latitude 32 over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Latitude 32 insured?

Yes. Latitude 32 is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Latitude 32: frequently asked questions

Is Latitude 32 a good credit union?

Latitude 32 earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (14.8% capital ratio); Profitable (ROA 0.93%).

Is Latitude 32 NCUA-insured?

Yes. Latitude 32 is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Latitude 32?

Latitude 32 holds $68 million in total assets, ranking 18th of 46 credit unions we track in South Carolina. It serves 6,323 members.

Does Latitude 32 have CFPB complaints?

No CFPB complaints against Latitude 32 appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Neighbors United
credit union · Greenwood, SC · $66M assets
Nucor Employee's
credit union · Florence, SC · $70M assets
Palmetto First
credit union · Florence, SC · $64M assets
Tru
credit union · Greenwood, SC · $64M assets
Secured Advantage
credit union · Simpsonville, SC · $58M assets
Curis Financial
credit union · Columbia, SC · $87M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →