Rhode Island
Rhode Island is a credit union based in Warwick, Rhode Island, established in 1946, with $427 million in total assets serving 27,935 members. By Trust Grade it ranks 13th of 14 credit unions we track in Rhode Island. Its net worth ratio of 10.3% trails most similarly sized credit unions (34th percentile), versus a Rhode Island median of 11.2%. It was profitable over the most recent period, with a 0.13% return on assets. No consumer complaints against Rhode Island appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Rhode Island compares to Rhode Island peers
How we graded Rhode Island
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.3% capital ratio)
- Profitable (ROA 0.13%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Rhode Island over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Rhode Island insured?
Yes. Rhode Island is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Rhode Island: frequently asked questions
Is Rhode Island a good credit union?
Rhode Island earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Well-capitalized (10.3% capital ratio); Profitable (ROA 0.13%).
Is Rhode Island NCUA-insured?
Yes. Rhode Island is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Rhode Island?
Rhode Island holds $427 million in total assets, ranking 13th of 14 credit unions we track in Rhode Island. It serves 27,935 members.
Does Rhode Island have CFPB complaints?
No CFPB complaints against Rhode Island appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
