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credit union

Navigant

Smithfield, RI · Est. 1915
B
Trust Grade
Strong
Score: 89/100

Navigant is a credit union based in Smithfield, Rhode Island, established in 1915, with $4.2 billion in total assets serving 170,060 members. By Trust Grade it ranks 7th of 14 credit unions we track in Rhode Island. Its net worth ratio of 9.9% trails most similarly sized credit unions (30th percentile), versus a Rhode Island median of 11.2%. It was profitable over the most recent period, with a 0.84% return on assets. No consumer complaints against Navigant appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$4.2B
$1B–10B institution
Members
170,060
Shares & deposits
Net worth ratio
9.9%
Bottom 30% of $1B–10B peers · Rhode Island median 11.2%
Return on assets
0.8%
Top 38% of $1B–10B peers · Rhode Island median 0.43%
Rank in Rhode Island
#7
of 14 credit unions

How Navigant compares to Rhode Island peers

Net worth ratio
Bottom 30% of $1B–10B peers
Navigant
9.9%
Rhode Island median
11.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 38% of $1B–10B peers
Navigant
0.8%
Rhode Island median
0.4%
Higher ROA = more profitable relative to asset base

How we graded Navigant

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
89/100
Customer experience
n/a
Overall
B · 89
  • Well-capitalized (9.9% capital ratio)
  • Profitable (ROA 0.84%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Navigant over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Navigant insured?

Yes. Navigant is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Navigant: frequently asked questions

Is Navigant a good credit union?

Navigant earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Well-capitalized (9.9% capital ratio); Profitable (ROA 0.84%).

Is Navigant NCUA-insured?

Yes. Navigant is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Navigant?

Navigant holds $4.2 billion in total assets, ranking 7th of 14 credit unions we track in Rhode Island. It serves 170,060 members.

Does Navigant have CFPB complaints?

No CFPB complaints against Navigant appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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