Alcose
Alcose is a credit union based in White Oak, Pennsylvania, established in 1950, with $16 million in total assets serving 2,043 members. By Trust Grade it ranks 216th of 271 credit unions we track in Pennsylvania. Its net worth ratio of 16.1% is stronger than 61% of similarly sized credit unions, versus a Pennsylvania median of 13.2%. It posted a loss over the most recent period (-0.33% return on assets), a point to watch. No consumer complaints against Alcose appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Alcose compares to Pennsylvania peers
How we graded Alcose
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (16.1% capital ratio)
- Unprofitable over the period (ROA -0.33%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Alcose over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Alcose insured?
Yes. Alcose is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Alcose: frequently asked questions
Is Alcose a good credit union?
Alcose earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Strongly capitalized (16.1% capital ratio); Unprofitable over the period (ROA -0.33%).
Is Alcose NCUA-insured?
Yes. Alcose is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Alcose?
Alcose holds $16 million in total assets, ranking 216th of 271 credit unions we track in Pennsylvania. It serves 2,043 members.
Does Alcose have CFPB complaints?
No CFPB complaints against Alcose appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
