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credit union

Kinzua

Warren, PA · Est. 1956
A
Trust Grade
Excellent
Score: 92/100

Kinzua is a credit union based in Warren, Pennsylvania, established in 1956, with $17 million in total assets serving 1,825 members. By Trust Grade it ranks 168th of 271 credit unions we track in Pennsylvania. Its net worth ratio of 14.5% is stronger than 52% of similarly sized credit unions, versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 0.23% return on assets. No consumer complaints against Kinzua appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$16.6M
<$100M institution
Members
1,825
Shares & deposits
Net worth ratio
14.5%
Top 48% of <$100M peers · Pennsylvania median 13.2%
Return on assets
0.2%
Bottom 31% of <$100M peers · Pennsylvania median 0.72%
Rank in Pennsylvania
#168
of 271 credit unions

How Kinzua compares to Pennsylvania peers

Net worth ratio
Top 48% of <$100M peers
Kinzua
14.5%
Pennsylvania median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 31% of <$100M peers
Kinzua
0.2%
Pennsylvania median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Kinzua

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Strongly capitalized (14.5% capital ratio)
  • Profitable (ROA 0.23%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Kinzua over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Kinzua insured?

Yes. Kinzua is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Kinzua: frequently asked questions

Is Kinzua a good credit union?

Kinzua earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (14.5% capital ratio); Profitable (ROA 0.23%).

Is Kinzua NCUA-insured?

Yes. Kinzua is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Kinzua?

Kinzua holds $17 million in total assets, ranking 168th of 271 credit unions we track in Pennsylvania. It serves 1,825 members.

Does Kinzua have CFPB complaints?

No CFPB complaints against Kinzua appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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