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credit union

Upper Darby Belltelco

Upper Darby, PA · Est. 1940
A
Trust Grade
Excellent
Score: 98/100

Upper Darby Belltelco is a credit union based in Upper Darby, Pennsylvania, established in 1940, with $71 million in total assets serving 3,545 members. By Trust Grade it ranks 21st of 271 credit unions we track in Pennsylvania. Its net worth ratio of 24.9% is stronger than 89% of similarly sized credit unions, versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 1.94% return on assets. No consumer complaints against Upper Darby Belltelco appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$71.3M
<$100M institution
Members
3,545
Shares & deposits
Net worth ratio
24.9%
Top 11% of <$100M peers · Pennsylvania median 13.2%
Return on assets
1.9%
Top 7% of <$100M peers · Pennsylvania median 0.72%
Rank in Pennsylvania
#21
of 271 credit unions

How Upper Darby Belltelco compares to Pennsylvania peers

Net worth ratio
Top 11% of <$100M peers
Upper Darby
24.9%
Pennsylvania median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 7% of <$100M peers
Upper Darby
1.9%
Pennsylvania median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Upper Darby Belltelco

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (24.9% capital ratio)
  • Strongly profitable (ROA 1.94%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Upper Darby Belltelco over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Upper Darby Belltelco insured?

Yes. Upper Darby Belltelco is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Upper Darby Belltelco: frequently asked questions

Is Upper Darby Belltelco a good credit union?

Upper Darby Belltelco earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (24.9% capital ratio); Strongly profitable (ROA 1.94%).

Is Upper Darby Belltelco NCUA-insured?

Yes. Upper Darby Belltelco is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Upper Darby Belltelco?

Upper Darby Belltelco holds $71 million in total assets, ranking 21st of 271 credit unions we track in Pennsylvania. It serves 3,545 members.

Does Upper Darby Belltelco have CFPB complaints?

No CFPB complaints against Upper Darby Belltelco appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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