Bethlehem 1st
Bethlehem 1st is a credit union based in Bethlehem, Pennsylvania, established in 1935, with $73 million in total assets serving 4,250 members. By Trust Grade it ranks 79th of 271 credit unions we track in Pennsylvania. Its net worth ratio of 12.5% trails most similarly sized credit unions (37th percentile), versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 0.88% return on assets. No consumer complaints against Bethlehem 1st appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Bethlehem 1st compares to Pennsylvania peers
How we graded Bethlehem 1st
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.5% capital ratio)
- Profitable (ROA 0.88%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Bethlehem 1st over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Bethlehem 1st insured?
Yes. Bethlehem 1st is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Bethlehem 1st: frequently asked questions
Is Bethlehem 1st a good credit union?
Bethlehem 1st earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (12.5% capital ratio); Profitable (ROA 0.88%).
Is Bethlehem 1st NCUA-insured?
Yes. Bethlehem 1st is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Bethlehem 1st?
Bethlehem 1st holds $73 million in total assets, ranking 79th of 271 credit unions we track in Pennsylvania. It serves 4,250 members.
Does Bethlehem 1st have CFPB complaints?
No CFPB complaints against Bethlehem 1st appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
