credit union

Back Mountain

Shavertown, PA · Est. 1973
A
Trust Grade
Excellent
Score: 95/100

Back Mountain is a credit union based in Shavertown, Pennsylvania, established in 1973, with $8 million in total assets serving 733 members. By Trust Grade it ranks 119th of 271 credit unions we track in Pennsylvania. Its net worth ratio of 23.5% is stronger than 87% of similarly sized credit unions, versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 0.67% return on assets. No consumer complaints against Back Mountain appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$8.1M
<$100M institution
Members
733
Shares & deposits
—
Net worth ratio
23.5%
Top 13% of <$100M peers · Pennsylvania median 13.2%
Return on assets
0.7%
Top 47% of <$100M peers · Pennsylvania median 0.72%
Rank in Pennsylvania
#119
of 271 credit unions

How Back Mountain compares to Pennsylvania peers

Net worth ratio
Top 13% of <$100M peers
Back Mountain
23.5%
Pennsylvania median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 47% of <$100M peers
Back Mountain
0.7%
Pennsylvania median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Back Mountain

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (23.5% capital ratio)
  • Profitable (ROA 0.67%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Back Mountain over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Back Mountain insured?

Yes. Back Mountain is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Back Mountain: frequently asked questions

Is Back Mountain a good credit union?

Back Mountain earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (23.5% capital ratio); Profitable (ROA 0.67%).

Is Back Mountain NCUA-insured?

Yes. Back Mountain is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Back Mountain?

Back Mountain holds $8 million in total assets, ranking 119th of 271 credit unions we track in Pennsylvania. It serves 733 members.

Does Back Mountain have CFPB complaints?

No CFPB complaints against Back Mountain appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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