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credit union

Phb Employees

Fairview, PA · Est. 1949
A
Trust Grade
Excellent
Score: 96/100

Phb Employees is a credit union based in Fairview, Pennsylvania, established in 1949, with $8 million in total assets serving 1,095 members. By Trust Grade it ranks 98th of 271 credit unions we track in Pennsylvania. Its net worth ratio of 19.8% is stronger than 77% of similarly sized credit unions, versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 0.79% return on assets. No consumer complaints against Phb Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$8.5M
<$100M institution
Members
1,095
Shares & deposits
Net worth ratio
19.8%
Top 23% of <$100M peers · Pennsylvania median 13.2%
Return on assets
0.8%
Top 41% of <$100M peers · Pennsylvania median 0.72%
Rank in Pennsylvania
#98
of 271 credit unions

How Phb Employees compares to Pennsylvania peers

Net worth ratio
Top 23% of <$100M peers
Phb Employees
19.8%
Pennsylvania median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 41% of <$100M peers
Phb Employees
0.8%
Pennsylvania median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Phb Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (19.8% capital ratio)
  • Profitable (ROA 0.79%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Phb Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Phb Employees insured?

Yes. Phb Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Phb Employees: frequently asked questions

Is Phb Employees a good credit union?

Phb Employees earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (19.8% capital ratio); Profitable (ROA 0.79%).

Is Phb Employees NCUA-insured?

Yes. Phb Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Phb Employees?

Phb Employees holds $8 million in total assets, ranking 98th of 271 credit unions we track in Pennsylvania. It serves 1,095 members.

Does Phb Employees have CFPB complaints?

No CFPB complaints against Phb Employees appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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