credit union

Morrisons Cove 1st

Roaring Spring, PA · Est. 1954
A
Trust Grade
Excellent
Score: 92/100

Morrisons Cove 1st is a credit union based in Roaring Spring, Pennsylvania, established in 1954, with $62 million in total assets serving 4,353 members. By Trust Grade it ranks 166th of 271 credit unions we track in Pennsylvania. Its net worth ratio of 10.4% trails most similarly sized credit unions (20th percentile), versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 1.50% return on assets. No consumer complaints against Morrisons Cove 1st appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$61.8M
<$100M institution
Members
4,353
Shares & deposits
—
Net worth ratio
10.4%
Bottom 20% of <$100M peers · Pennsylvania median 13.2%
Return on assets
1.5%
Top 15% of <$100M peers · Pennsylvania median 0.72%
Rank in Pennsylvania
#166
of 271 credit unions

How Morrisons Cove 1st compares to Pennsylvania peers

Net worth ratio
Bottom 20% of <$100M peers
Morrisons Cove
10.4%
Pennsylvania median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 15% of <$100M peers
Morrisons Cove
1.5%
Pennsylvania median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Morrisons Cove 1st

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Well-capitalized (10.4% capital ratio)
  • Strongly profitable (ROA 1.50%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Morrisons Cove 1st over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Morrisons Cove 1st insured?

Yes. Morrisons Cove 1st is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Morrisons Cove 1st: frequently asked questions

Is Morrisons Cove 1st a good credit union?

Morrisons Cove 1st earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (10.4% capital ratio); Strongly profitable (ROA 1.50%).

Is Morrisons Cove 1st NCUA-insured?

Yes. Morrisons Cove 1st is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Morrisons Cove 1st?

Morrisons Cove 1st holds $62 million in total assets, ranking 166th of 271 credit unions we track in Pennsylvania. It serves 4,353 members.

Does Morrisons Cove 1st have CFPB complaints?

No CFPB complaints against Morrisons Cove 1st appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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