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credit union

Pennstar

Hermitage, PA · Est. 1960
A
Trust Grade
Excellent
Score: 95/100

Pennstar is a credit union based in Hermitage, Pennsylvania, established in 1960, with $58 million in total assets serving 4,044 members. By Trust Grade it ranks 112th of 271 credit unions we track in Pennsylvania. Its net worth ratio of 15.6% is stronger than 59% of similarly sized credit unions, versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 0.65% return on assets. No consumer complaints against Pennstar appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$58.1M
<$100M institution
Members
4,044
Shares & deposits
Net worth ratio
15.6%
Top 41% of <$100M peers · Pennsylvania median 13.2%
Return on assets
0.6%
Top 48% of <$100M peers · Pennsylvania median 0.72%
Rank in Pennsylvania
#112
of 271 credit unions

How Pennstar compares to Pennsylvania peers

Net worth ratio
Top 41% of <$100M peers
Pennstar
15.6%
Pennsylvania median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 48% of <$100M peers
Pennstar
0.6%
Pennsylvania median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Pennstar

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (15.6% capital ratio)
  • Profitable (ROA 0.65%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Pennstar over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Pennstar insured?

Yes. Pennstar is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Pennstar: frequently asked questions

Is Pennstar a good credit union?

Pennstar earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (15.6% capital ratio); Profitable (ROA 0.65%).

Is Pennstar NCUA-insured?

Yes. Pennstar is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Pennstar?

Pennstar holds $58 million in total assets, ranking 112th of 271 credit unions we track in Pennsylvania. It serves 4,044 members.

Does Pennstar have CFPB complaints?

No CFPB complaints against Pennstar appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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