Philadelphia
Philadelphia is a credit union based in Philadelphia, Pennsylvania, established in 1951, with $2.0 billion in total assets serving 122,105 members. By Trust Grade it ranks 131st of 271 credit unions we track in Pennsylvania. Its net worth ratio of 12.5% is stronger than 76% of similarly sized credit unions, versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 0.56% return on assets. No consumer complaints against Philadelphia appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Philadelphia compares to Pennsylvania peers
How we graded Philadelphia
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.5% capital ratio)
- Profitable (ROA 0.56%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Philadelphia over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Philadelphia insured?
Yes. Philadelphia is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Philadelphia: frequently asked questions
Is Philadelphia a good credit union?
Philadelphia earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (12.5% capital ratio); Profitable (ROA 0.56%).
Is Philadelphia NCUA-insured?
Yes. Philadelphia is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Philadelphia?
Philadelphia holds $2.0 billion in total assets, ranking 131st of 271 credit unions we track in Pennsylvania. It serves 122,105 members.
Does Philadelphia have CFPB complaints?
No CFPB complaints against Philadelphia appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
