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credit union

Freedom

Warminster, PA · Est. 1934
A
Trust Grade
Excellent
Score: 97/100

Freedom is a credit union based in Warminster, Pennsylvania, established in 1934, with $1.5 billion in total assets serving 60,864 members. By Trust Grade it ranks 91st of 271 credit unions we track in Pennsylvania. Its net worth ratio of 13.2% is stronger than 84% of similarly sized credit unions, versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 0.94% return on assets. No consumer complaints against Freedom appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.5B
$1B–10B institution
Members
60,864
Shares & deposits
Net worth ratio
13.2%
Top 16% of $1B–10B peers · Pennsylvania median 13.2%
Return on assets
0.9%
Top 30% of $1B–10B peers · Pennsylvania median 0.72%
Rank in Pennsylvania
#91
of 271 credit unions

How Freedom compares to Pennsylvania peers

Net worth ratio
Top 16% of $1B–10B peers
Freedom
13.2%
Pennsylvania median
13.2%
Higher capital ratio = stronger financial cushion
Return on assets
Top 30% of $1B–10B peers
Freedom
0.9%
Pennsylvania median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Freedom

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (13.2% capital ratio)
  • Profitable (ROA 0.94%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Freedom over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Freedom insured?

Yes. Freedom is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Freedom: frequently asked questions

Is Freedom a good credit union?

Freedom earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (13.2% capital ratio); Profitable (ROA 0.94%).

Is Freedom NCUA-insured?

Yes. Freedom is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Freedom?

Freedom holds $1.5 billion in total assets, ranking 91st of 271 credit unions we track in Pennsylvania. It serves 60,864 members.

Does Freedom have CFPB complaints?

No CFPB complaints against Freedom appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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