American Heritage
American Heritage is a credit union based in Philadelphia, Pennsylvania, established in 1948, with $5.3 billion in total assets serving 329,657 members. By Trust Grade it ranks 246th of 271 credit unions we track in Pennsylvania. Its net worth ratio of 8.5% trails most similarly sized credit unions (6th percentile), versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 0.41% return on assets. No consumer complaints against American Heritage appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How American Heritage compares to Pennsylvania peers
How we graded American Heritage
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.5% capital ratio)
- Profitable (ROA 0.41%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for American Heritage over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at American Heritage insured?
Yes. American Heritage is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
American Heritage: frequently asked questions
Is American Heritage a good credit union?
American Heritage earns a Bankzia Trust Grade of B (81/100, "Strong"), based on a financial-strength score of 81/100 (it has no CFPB complaints on record). Well-capitalized (8.5% capital ratio); Profitable (ROA 0.41%).
Is American Heritage NCUA-insured?
Yes. American Heritage is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is American Heritage?
American Heritage holds $5.3 billion in total assets, ranking 246th of 271 credit unions we track in Pennsylvania. It serves 329,657 members.
Does American Heritage have CFPB complaints?
No CFPB complaints against American Heritage appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
