Northampton Area School Dist. Emps
Northampton Area School Dist. Emps is a credit union based in Northampton, Pennsylvania, established in 1939, with $12 million in total assets serving 800 members. By Trust Grade it ranks 70th of 271 credit unions we track in Pennsylvania. Its net worth ratio of 19.9% is stronger than 78% of similarly sized credit unions, versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 1.43% return on assets. No consumer complaints against Northampton Area School Dist. Emps appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Northampton Area School Dist. Emps compares to Pennsylvania peers
How we graded Northampton Area School Dist. Emps
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (19.9% capital ratio)
- Strongly profitable (ROA 1.43%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Northampton Area School Dist. Emps over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Northampton Area School Dist. Emps insured?
Yes. Northampton Area School Dist. Emps is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Northampton Area School Dist. Emps: frequently asked questions
Is Northampton Area School Dist. Emps a good credit union?
Northampton Area School Dist. Emps earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (19.9% capital ratio); Strongly profitable (ROA 1.43%).
Is Northampton Area School Dist. Emps NCUA-insured?
Yes. Northampton Area School Dist. Emps is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Northampton Area School Dist. Emps?
Northampton Area School Dist. Emps holds $12 million in total assets, ranking 70th of 271 credit unions we track in Pennsylvania. It serves 800 members.
Does Northampton Area School Dist. Emps have CFPB complaints?
No CFPB complaints against Northampton Area School Dist. Emps appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
