Bradford Area
Bradford Area is a credit union based in Bradford, Pennsylvania, established in 1960, with $12 million in total assets serving 1,386 members. By Trust Grade it ranks 149th of 271 credit unions we track in Pennsylvania. Its net worth ratio of 13.1% trails most similarly sized credit unions (41th percentile), versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 0.40% return on assets. No consumer complaints against Bradford Area appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Bradford Area compares to Pennsylvania peers
How we graded Bradford Area
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.1% capital ratio)
- Profitable (ROA 0.40%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Bradford Area over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Bradford Area insured?
Yes. Bradford Area is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Bradford Area: frequently asked questions
Is Bradford Area a good credit union?
Bradford Area earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (13.1% capital ratio); Profitable (ROA 0.40%).
Is Bradford Area NCUA-insured?
Yes. Bradford Area is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Bradford Area?
Bradford Area holds $12 million in total assets, ranking 149th of 271 credit unions we track in Pennsylvania. It serves 1,386 members.
Does Bradford Area have CFPB complaints?
No CFPB complaints against Bradford Area appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
