Healthcare First Credit Union
Healthcare First Credit Union is a credit union based in Johnstown, Pennsylvania, established in 1979, with $101 million in total assets serving 8,047 members. By Trust Grade it ranks 77th of 271 credit unions we track in Pennsylvania. Its net worth ratio of 13.2% is stronger than 74% of similarly sized credit unions, versus a Pennsylvania median of 13.2%. It was profitable over the most recent period, with a 1.06% return on assets. No consumer complaints against Healthcare First Credit Union appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Healthcare First Credit Union compares to Pennsylvania peers
How we graded Healthcare First Credit Union
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.2% capital ratio)
- Strongly profitable (ROA 1.06%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Healthcare First Credit Union over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Healthcare First Credit Union insured?
Yes. Healthcare First Credit Union is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Healthcare First Credit Union: frequently asked questions
Is Healthcare First Credit Union a good credit union?
Healthcare First Credit Union earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.2% capital ratio); Strongly profitable (ROA 1.06%).
Is Healthcare First Credit Union NCUA-insured?
Yes. Healthcare First Credit Union is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Healthcare First Credit Union?
Healthcare First Credit Union holds $101 million in total assets, ranking 77th of 271 credit unions we track in Pennsylvania. It serves 8,047 members.
Does Healthcare First Credit Union have CFPB complaints?
No CFPB complaints against Healthcare First Credit Union appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
