Skip to main content
credit union

United Trades

Tualatin, OR · Est. 1955
A
Trust Grade
Excellent
Score: 92/100

United Trades is a credit union based in Tualatin, Oregon, established in 1955, with $55 million in total assets serving 5,943 members. By Trust Grade it ranks 29th of 47 credit unions we track in Oregon. Its net worth ratio of 13.3% trails most similarly sized credit unions (43th percentile), versus a Oregon median of 12.8%. It was profitable over the most recent period, with a 0.24% return on assets. No consumer complaints against United Trades appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$54.9M
<$100M institution
Members
5,943
Shares & deposits
Net worth ratio
13.3%
Bottom 43% of <$100M peers · Oregon median 12.8%
Return on assets
0.2%
Bottom 32% of <$100M peers · Oregon median 0.66%
Rank in Oregon
#29
of 47 credit unions

How United Trades compares to Oregon peers

Net worth ratio
Bottom 43% of <$100M peers
United Trades
13.3%
Oregon median
12.8%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 32% of <$100M peers
United Trades
0.2%
Oregon median
0.7%
Higher ROA = more profitable relative to asset base

How we graded United Trades

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Strongly capitalized (13.3% capital ratio)
  • Profitable (ROA 0.24%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for United Trades over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at United Trades insured?

Yes. United Trades is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

United Trades: frequently asked questions

Is United Trades a good credit union?

United Trades earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (13.3% capital ratio); Profitable (ROA 0.24%).

Is United Trades NCUA-insured?

Yes. United Trades is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is United Trades?

United Trades holds $55 million in total assets, ranking 29th of 47 credit unions we track in Oregon. It serves 5,943 members.

Does United Trades have CFPB complaints?

No CFPB complaints against United Trades appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Cutting Edge
credit union · Milwaukie, OR · $52M assets
Umatilla County
credit union · Pendleton, OR · $48M assets
Benton County Schools
credit union · Corvallis, OR · $71M assets
Eweb Employees
credit union · Eugene, OR · $35M assets
Teamsters Council #37
credit union · Portland, OR · $75M assets
Northwest Adventist
credit union · Portland, OR · $35M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →