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credit union

Umatilla County

Pendleton, OR · Est. 1983
A
Trust Grade
Excellent
Score: 98/100

Umatilla County is a credit union based in Pendleton, Oregon, established in 1983, with $48 million in total assets serving 2,448 members. By Trust Grade it ranks 6th of 47 credit unions we track in Oregon. Its net worth ratio of 18.4% is stronger than 72% of similarly sized credit unions, versus a Oregon median of 12.8%. It was profitable over the most recent period, with a 1.45% return on assets. No consumer complaints against Umatilla County appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$48.3M
<$100M institution
Members
2,448
Shares & deposits
Net worth ratio
18.4%
Top 28% of <$100M peers · Oregon median 12.8%
Return on assets
1.4%
Top 16% of <$100M peers · Oregon median 0.66%
Rank in Oregon
#6
of 47 credit unions

How Umatilla County compares to Oregon peers

Net worth ratio
Top 28% of <$100M peers
Umatilla County
18.4%
Oregon median
12.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 16% of <$100M peers
Umatilla County
1.4%
Oregon median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Umatilla County

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (18.4% capital ratio)
  • Strongly profitable (ROA 1.45%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Umatilla County over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Umatilla County insured?

Yes. Umatilla County is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Umatilla County: frequently asked questions

Is Umatilla County a good credit union?

Umatilla County earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (18.4% capital ratio); Strongly profitable (ROA 1.45%).

Is Umatilla County NCUA-insured?

Yes. Umatilla County is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Umatilla County?

Umatilla County holds $48 million in total assets, ranking 6th of 47 credit unions we track in Oregon. It serves 2,448 members.

Does Umatilla County have CFPB complaints?

No CFPB complaints against Umatilla County appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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