Onpoint Community
Onpoint Community is a credit union based in Portland, Oregon, established in 1932, with $9.6 billion in total assets serving 648,972 members. By Trust Grade it ranks 7th of 47 credit unions we track in Oregon. Its net worth ratio of 14.5% is stronger than 91% of similarly sized credit unions, versus a Oregon median of 12.8%. It was profitable over the most recent period, with a 1.35% return on assets. No consumer complaints against Onpoint Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Onpoint Community compares to Oregon peers
How we graded Onpoint Community
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (14.5% capital ratio)
- Strongly profitable (ROA 1.35%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Onpoint Community over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Onpoint Community insured?
Yes. Onpoint Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Onpoint Community: frequently asked questions
Is Onpoint Community a good credit union?
Onpoint Community earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.5% capital ratio); Strongly profitable (ROA 1.35%).
Is Onpoint Community NCUA-insured?
Yes. Onpoint Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Onpoint Community?
Onpoint Community holds $9.6 billion in total assets, ranking 7th of 47 credit unions we track in Oregon. It serves 648,972 members.
Does Onpoint Community have CFPB complaints?
No CFPB complaints against Onpoint Community appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
