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credit union

Oregon State

Corvallis, OR · Est. 1954
A
Trust Grade
Excellent
Score: 95/100

Oregon State is a credit union based in Corvallis, Oregon, established in 1954, with $2.7 billion in total assets serving 157,508 members. By Trust Grade it ranks 21st of 47 credit unions we track in Oregon. Its net worth ratio of 11.5% is stronger than 65% of similarly sized credit unions, versus a Oregon median of 12.8%. It was profitable over the most recent period, with a 0.89% return on assets. No consumer complaints against Oregon State appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.7B
$1B–10B institution
Members
157,508
Shares & deposits
Net worth ratio
11.5%
Top 35% of $1B–10B peers · Oregon median 12.8%
Return on assets
0.9%
Top 35% of $1B–10B peers · Oregon median 0.66%
Rank in Oregon
#21
of 47 credit unions

How Oregon State compares to Oregon peers

Net worth ratio
Top 35% of $1B–10B peers
Oregon State
11.5%
Oregon median
12.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 35% of $1B–10B peers
Oregon State
0.9%
Oregon median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Oregon State

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (11.5% capital ratio)
  • Profitable (ROA 0.89%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Oregon State over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Oregon State insured?

Yes. Oregon State is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Oregon State: frequently asked questions

Is Oregon State a good credit union?

Oregon State earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (11.5% capital ratio); Profitable (ROA 0.89%).

Is Oregon State NCUA-insured?

Yes. Oregon State is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Oregon State?

Oregon State holds $2.7 billion in total assets, ranking 21st of 47 credit unions we track in Oregon. It serves 157,508 members.

Does Oregon State have CFPB complaints?

No CFPB complaints against Oregon State appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Selco Community
credit union · Springfield, OR · $3.0B assets
Rivermark Community
credit union · Oregon City, OR · $3.2B assets
Oregon Community
credit union · Eugene, OR · $3.6B assets
Marion And Polk Schools
credit union · Salem, OR · $1.8B assets
First Community
credit union · Coquille, OR · $1.8B assets
Unitus Community
credit union · Tigard, OR · $1.8B assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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