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credit union

Otoe-Missouria

Red Rock, OK · Est. 2019
D
Trust Grade
Below average
Score: 65/100

Otoe-Missouria is a credit union based in Red Rock, Oklahoma, established in 2019, with $3 million in total assets serving 730 members. By Trust Grade it ranks 50th of 53 credit unions we track in Oklahoma. Its net worth ratio of 9.7% trails most similarly sized credit unions (15th percentile), versus a Oklahoma median of 12.5%. It posted a loss over the most recent period (-5.08% return on assets), a point to watch. No consumer complaints against Otoe-Missouria appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$3.5M
<$100M institution
Members
730
Shares & deposits
Net worth ratio
9.7%
Bottom 15% of <$100M peers · Oklahoma median 12.5%
Return on assets
-5.1%
Bottom 2% of <$100M peers · Oklahoma median 0.55%
Rank in Oklahoma
#50
of 53 credit unions

How Otoe-Missouria compares to Oklahoma peers

Net worth ratio
Bottom 15% of <$100M peers
Otoe-Missouria
9.7%
Oklahoma median
12.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 2% of <$100M peers
Otoe-Missouria
-5.1%
Oklahoma median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Otoe-Missouria

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
65/100
Customer experience
n/a
Overall
D · 65
  • Well-capitalized (9.7% capital ratio)
  • Unprofitable over the period (ROA -5.08%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Otoe-Missouria over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Otoe-Missouria insured?

Yes. Otoe-Missouria is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Otoe-Missouria: frequently asked questions

Is Otoe-Missouria a good credit union?

Otoe-Missouria earns a Bankzia Trust Grade of D (65/100, "Below average"), based on a financial-strength score of 65/100 (it has no CFPB complaints on record). Well-capitalized (9.7% capital ratio); Unprofitable over the period (ROA -5.08%).

Is Otoe-Missouria NCUA-insured?

Yes. Otoe-Missouria is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Otoe-Missouria?

Otoe-Missouria holds $3 million in total assets, ranking 50th of 53 credit unions we track in Oklahoma. It serves 730 members.

Does Otoe-Missouria have CFPB complaints?

No CFPB complaints against Otoe-Missouria appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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