Growing Oaks
Growing Oaks is a credit union based in Goldsby, Oklahoma, established in 2020, with $4 million in total assets serving 493 members. By Trust Grade it ranks 52nd of 53 credit unions we track in Oklahoma. Its net worth ratio of 8.4% trails most similarly sized credit unions (7th percentile), versus a Oklahoma median of 12.5%. It posted a loss over the most recent period (-6.47% return on assets), a point to watch. No consumer complaints against Growing Oaks appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Growing Oaks compares to Oklahoma peers
How we graded Growing Oaks
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.4% capital ratio)
- Unprofitable over the period (ROA -6.47%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Growing Oaks over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Growing Oaks insured?
Yes. Growing Oaks is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Growing Oaks: frequently asked questions
Is Growing Oaks a good credit union?
Growing Oaks earns a Bankzia Trust Grade of D (60/100, "Below average"), based on a financial-strength score of 60/100 (it has no CFPB complaints on record). Well-capitalized (8.4% capital ratio); Unprofitable over the period (ROA -6.47%).
Is Growing Oaks NCUA-insured?
Yes. Growing Oaks is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Growing Oaks?
Growing Oaks holds $4 million in total assets, ranking 52nd of 53 credit unions we track in Oklahoma. It serves 493 members.
Does Growing Oaks have CFPB complaints?
No CFPB complaints against Growing Oaks appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
