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credit union

Southwest Oklahoma

Lawton, OK · Est. 1958
A
Trust Grade
Excellent
Score: 98/100

Southwest Oklahoma is a credit union based in Lawton, Oklahoma, established in 1958, with $117 million in total assets serving 4,851 members. By Trust Grade it ranks 6th of 53 credit unions we track in Oklahoma. Its net worth ratio of 18.6% is stronger than 96% of similarly sized credit unions, versus a Oklahoma median of 12.5%. It was profitable over the most recent period, with a 1.84% return on assets. No consumer complaints against Southwest Oklahoma appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$117.3M
$100M–1B institution
Members
4,851
Shares & deposits
Net worth ratio
18.6%
Top 4% of $100M–1B peers · Oklahoma median 12.5%
Return on assets
1.8%
Top 5% of $100M–1B peers · Oklahoma median 0.55%
Rank in Oklahoma
#6
of 53 credit unions

How Southwest Oklahoma compares to Oklahoma peers

Net worth ratio
Top 4% of $100M–1B peers
Southwest Oklahoma
18.6%
Oklahoma median
12.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 5% of $100M–1B peers
Southwest Oklahoma
1.8%
Oklahoma median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Southwest Oklahoma

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (18.6% capital ratio)
  • Strongly profitable (ROA 1.84%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Southwest Oklahoma over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Southwest Oklahoma insured?

Yes. Southwest Oklahoma is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Southwest Oklahoma: frequently asked questions

Is Southwest Oklahoma a good credit union?

Southwest Oklahoma earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (18.6% capital ratio); Strongly profitable (ROA 1.84%).

Is Southwest Oklahoma NCUA-insured?

Yes. Southwest Oklahoma is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Southwest Oklahoma?

Southwest Oklahoma holds $117 million in total assets, ranking 6th of 53 credit unions we track in Oklahoma. It serves 4,851 members.

Does Southwest Oklahoma have CFPB complaints?

No CFPB complaints against Southwest Oklahoma appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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