The Focus
The Focus is a credit union based in Oklahoma City, Oklahoma, established in 1955, with $162 million in total assets serving 12,341 members. By Trust Grade it ranks 42nd of 53 credit unions we track in Oklahoma. Its net worth ratio of 9.0% trails most similarly sized credit unions (15th percentile), versus a Oklahoma median of 12.5%. It was profitable over the most recent period, with a 0.07% return on assets. No consumer complaints against The Focus appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The Focus compares to Oklahoma peers
How we graded The Focus
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.0% capital ratio)
- Profitable (ROA 0.07%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The Focus over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at The Focus insured?
Yes. The Focus is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The Focus: frequently asked questions
Is The Focus a good credit union?
The Focus earns a Bankzia Trust Grade of B (80/100, "Strong"), based on a financial-strength score of 80/100 (it has no CFPB complaints on record). Well-capitalized (9.0% capital ratio); Profitable (ROA 0.07%).
Is The Focus NCUA-insured?
Yes. The Focus is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is The Focus?
The Focus holds $162 million in total assets, ranking 42nd of 53 credit unions we track in Oklahoma. It serves 12,341 members.
Does The Focus have CFPB complaints?
No CFPB complaints against The Focus appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
