Atomic
Atomic is a credit union based in Piketon, Ohio, established in 1955, with $848 million in total assets serving 87,892 members. By Trust Grade it ranks 156th of 195 credit unions we track in Ohio. Its net worth ratio of 8.6% trails most similarly sized credit unions (9th percentile), versus a Ohio median of 12%. It was profitable over the most recent period, with a 0.76% return on assets. No consumer complaints against Atomic appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Atomic compares to Ohio peers
How we graded Atomic
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.6% capital ratio)
- Profitable (ROA 0.76%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Atomic over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Atomic insured?
Yes. Atomic is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Atomic: frequently asked questions
Is Atomic a good credit union?
Atomic earns a Bankzia Trust Grade of B (84/100, "Strong"), based on a financial-strength score of 84/100 (it has no CFPB complaints on record). Well-capitalized (8.6% capital ratio); Profitable (ROA 0.76%).
Is Atomic NCUA-insured?
Yes. Atomic is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Atomic?
Atomic holds $848 million in total assets, ranking 156th of 195 credit unions we track in Ohio. It serves 87,892 members.
Does Atomic have CFPB complaints?
No CFPB complaints against Atomic appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
