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credit union

Pathways Financial

Columbus, OH · Est. 1973
A
Trust Grade
Excellent
Score: 90/100

Pathways Financial is a credit union based in Columbus, Ohio, established in 1973, with $776 million in total assets serving 59,620 members. By Trust Grade it ranks 119th of 195 credit unions we track in Ohio. Its net worth ratio of 10.5% trails most similarly sized credit unions (37th percentile), versus a Ohio median of 12%. It was profitable over the most recent period, with a 0.67% return on assets. No consumer complaints against Pathways Financial appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$776.4M
$100M–1B institution
Members
59,620
Shares & deposits
Net worth ratio
10.5%
Bottom 37% of $100M–1B peers · Ohio median 12%
Return on assets
0.7%
Bottom 49% of $100M–1B peers · Ohio median 0.69%
Rank in Ohio
#119
of 195 credit unions

How Pathways Financial compares to Ohio peers

Net worth ratio
Bottom 37% of $100M–1B peers
Pathways Financial
10.5%
Ohio median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 49% of $100M–1B peers
Pathways Financial
0.7%
Ohio median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Pathways Financial

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
90/100
Customer experience
n/a
Overall
A · 90
  • Well-capitalized (10.5% capital ratio)
  • Profitable (ROA 0.67%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Pathways Financial over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Pathways Financial insured?

Yes. Pathways Financial is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Pathways Financial: frequently asked questions

Is Pathways Financial a good credit union?

Pathways Financial earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (10.5% capital ratio); Profitable (ROA 0.67%).

Is Pathways Financial NCUA-insured?

Yes. Pathways Financial is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Pathways Financial?

Pathways Financial holds $776 million in total assets, ranking 119th of 195 credit unions we track in Ohio. It serves 59,620 members.

Does Pathways Financial have CFPB complaints?

No CFPB complaints against Pathways Financial appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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