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credit union

Christo Rey

Ney, OH · Est. 1947
B
Trust Grade
Strong
Score: 87/100

Christo Rey is a credit union based in Ney, Ohio, established in 1947, with $4 million in total assets serving 525 members. By Trust Grade it ranks 135th of 195 credit unions we track in Ohio. Its net worth ratio of 9.0% trails most similarly sized credit unions (10th percentile), versus a Ohio median of 12%. It was profitable over the most recent period, with a 3.44% return on assets. No consumer complaints against Christo Rey appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$3.6M
<$100M institution
Members
525
Shares & deposits
Net worth ratio
9.0%
Bottom 10% of <$100M peers · Ohio median 12%
Return on assets
3.4%
Top 2% of <$100M peers · Ohio median 0.69%
Rank in Ohio
#135
of 195 credit unions

How Christo Rey compares to Ohio peers

Net worth ratio
Bottom 10% of <$100M peers
Christo Rey
9.0%
Ohio median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 2% of <$100M peers
Christo Rey
3.4%
Ohio median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Christo Rey

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
87/100
Customer experience
n/a
Overall
B · 87
  • Well-capitalized (9.0% capital ratio)
  • Strongly profitable (ROA 3.44%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Christo Rey over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Christo Rey insured?

Yes. Christo Rey is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Christo Rey: frequently asked questions

Is Christo Rey a good credit union?

Christo Rey earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Well-capitalized (9.0% capital ratio); Strongly profitable (ROA 3.44%).

Is Christo Rey NCUA-insured?

Yes. Christo Rey is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Christo Rey?

Christo Rey holds $4 million in total assets, ranking 135th of 195 credit unions we track in Ohio. It serves 525 members.

Does Christo Rey have CFPB complaints?

No CFPB complaints against Christo Rey appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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