W T Community
W T Community is a credit union based in Cincinnati, Ohio, established in 1956, with $4 million in total assets serving 731 members. By Trust Grade it ranks 181st of 195 credit unions we track in Ohio. Its net worth ratio of 10.2% trails most similarly sized credit unions (19th percentile), versus a Ohio median of 12%. It posted a loss over the most recent period (-0.47% return on assets), a point to watch. No consumer complaints against W T Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How W T Community compares to Ohio peers
How we graded W T Community
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (10.2% capital ratio)
- Unprofitable over the period (ROA -0.47%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for W T Community over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at W T Community insured?
Yes. W T Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
W T Community: frequently asked questions
Is W T Community a good credit union?
W T Community earns a Bankzia Trust Grade of C (79/100, "Average"), based on a financial-strength score of 79/100 (it has no CFPB complaints on record). Well-capitalized (10.2% capital ratio); Unprofitable over the period (ROA -0.47%).
Is W T Community NCUA-insured?
Yes. W T Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is W T Community?
W T Community holds $4 million in total assets, ranking 181st of 195 credit unions we track in Ohio. It serves 731 members.
Does W T Community have CFPB complaints?
No CFPB complaints against W T Community appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
