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credit union

Columbiana County School Empl

Lisbon, OH · Est. 1955
C
Trust Grade
Average
Score: 73/100

Columbiana County School Empl is a credit union based in Lisbon, Ohio, established in 1955, with $6 million in total assets serving 839 members. By Trust Grade it ranks 188th of 195 credit unions we track in Ohio. Its net worth ratio of 27.1% is stronger than 92% of similarly sized credit unions, versus a Ohio median of 12%. It posted a loss over the most recent period (-2.70% return on assets), a point to watch. No consumer complaints against Columbiana County School Empl appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$6.2M
<$100M institution
Members
839
Shares & deposits
Net worth ratio
27.1%
Top 8% of <$100M peers · Ohio median 12%
Return on assets
-2.7%
Bottom 4% of <$100M peers · Ohio median 0.69%
Rank in Ohio
#188
of 195 credit unions

How Columbiana County School Empl compares to Ohio peers

Net worth ratio
Top 8% of <$100M peers
Columbiana County
27.1%
Ohio median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 4% of <$100M peers
Columbiana County
-2.7%
Ohio median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Columbiana County School Empl

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
73/100
Customer experience
n/a
Overall
C · 73
  • Strongly capitalized (27.1% capital ratio)
  • Unprofitable over the period (ROA -2.70%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Columbiana County School Empl over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Columbiana County School Empl insured?

Yes. Columbiana County School Empl is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Columbiana County School Empl: frequently asked questions

Is Columbiana County School Empl a good credit union?

Columbiana County School Empl earns a Bankzia Trust Grade of C (73/100, "Average"), based on a financial-strength score of 73/100 (it has no CFPB complaints on record). Strongly capitalized (27.1% capital ratio); Unprofitable over the period (ROA -2.70%).

Is Columbiana County School Empl NCUA-insured?

Yes. Columbiana County School Empl is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Columbiana County School Empl?

Columbiana County School Empl holds $6 million in total assets, ranking 188th of 195 credit unions we track in Ohio. It serves 839 members.

Does Columbiana County School Empl have CFPB complaints?

No CFPB complaints against Columbiana County School Empl appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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