St. James Parish
St. James Parish is a credit union based in Cincinnati, Ohio, established in 1939, with $6 million in total assets serving 799 members. By Trust Grade it ranks 29th of 195 credit unions we track in Ohio. Its net worth ratio of 22.3% is stronger than 84% of similarly sized credit unions, versus a Ohio median of 12%. It was profitable over the most recent period, with a 1.39% return on assets. No consumer complaints against St. James Parish appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How St. James Parish compares to Ohio peers
How we graded St. James Parish
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (22.3% capital ratio)
- Strongly profitable (ROA 1.39%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for St. James Parish over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at St. James Parish insured?
Yes. St. James Parish is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
St. James Parish: frequently asked questions
Is St. James Parish a good credit union?
St. James Parish earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (22.3% capital ratio); Strongly profitable (ROA 1.39%).
Is St. James Parish NCUA-insured?
Yes. St. James Parish is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is St. James Parish?
St. James Parish holds $6 million in total assets, ranking 29th of 195 credit unions we track in Ohio. It serves 799 members.
Does St. James Parish have CFPB complaints?
No CFPB complaints against St. James Parish appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
