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credit union

Superior Credit Union, Inc

Lima, OH · Est. 1954
A
Trust Grade
Excellent
Score: 98/100

Superior Credit Union, Inc is a credit union based in Lima, Ohio, established in 1954, with $1.9 billion in total assets serving 101,042 members. By Trust Grade it ranks 36th of 195 credit unions we track in Ohio. Its net worth ratio of 15.0% is stronger than 92% of similarly sized credit unions, versus a Ohio median of 12%. It was profitable over the most recent period, with a 1.65% return on assets. No consumer complaints against Superior Credit Union, Inc appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.9B
$1B–10B institution
Members
101,042
Shares & deposits
Net worth ratio
15.0%
Top 8% of $1B–10B peers · Ohio median 12%
Return on assets
1.6%
Top 4% of $1B–10B peers · Ohio median 0.69%
Rank in Ohio
#36
of 195 credit unions

How Superior Credit Union, Inc compares to Ohio peers

Net worth ratio
Top 8% of $1B–10B peers
Superior Credit
15.0%
Ohio median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 4% of $1B–10B peers
Superior Credit
1.6%
Ohio median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Superior Credit Union, Inc

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (15.0% capital ratio)
  • Strongly profitable (ROA 1.65%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Superior Credit Union, Inc over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Superior Credit Union, Inc insured?

Yes. Superior Credit Union, Inc is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Superior Credit Union, Inc: frequently asked questions

Is Superior Credit Union, Inc a good credit union?

Superior Credit Union, Inc earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (15.0% capital ratio); Strongly profitable (ROA 1.65%).

Is Superior Credit Union, Inc NCUA-insured?

Yes. Superior Credit Union, Inc is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Superior Credit Union, Inc?

Superior Credit Union, Inc holds $1.9 billion in total assets, ranking 36th of 195 credit unions we track in Ohio. It serves 101,042 members.

Does Superior Credit Union, Inc have CFPB complaints?

No CFPB complaints against Superior Credit Union, Inc appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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