Piedmont Advantage Credit Union
Piedmont Advantage Credit Union is a credit union based in Winston Salem, North Carolina, established in 1949, with $383 million in total assets serving 27,779 members. By Trust Grade it ranks 52nd of 57 credit unions we track in North Carolina. Its net worth ratio of 8.3% trails most similarly sized credit unions (6th percentile), versus a North Carolina median of 12.7%. It posted a loss over the most recent period (-0.47% return on assets), a point to watch. No consumer complaints against Piedmont Advantage Credit Union appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Piedmont Advantage Credit Union compares to North Carolina peers
How we graded Piedmont Advantage Credit Union
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.3% capital ratio)
- Unprofitable over the period (ROA -0.47%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Piedmont Advantage Credit Union over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Piedmont Advantage Credit Union insured?
Yes. Piedmont Advantage Credit Union is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Piedmont Advantage Credit Union: frequently asked questions
Is Piedmont Advantage Credit Union a good credit union?
Piedmont Advantage Credit Union earns a Bankzia Trust Grade of C (72/100, "Average"), based on a financial-strength score of 72/100 (it has no CFPB complaints on record). Well-capitalized (8.3% capital ratio); Unprofitable over the period (ROA -0.47%).
Is Piedmont Advantage Credit Union NCUA-insured?
Yes. Piedmont Advantage Credit Union is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Piedmont Advantage Credit Union?
Piedmont Advantage Credit Union holds $383 million in total assets, ranking 52nd of 57 credit unions we track in North Carolina. It serves 27,779 members.
Does Piedmont Advantage Credit Union have CFPB complaints?
No CFPB complaints against Piedmont Advantage Credit Union appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
