Carolinas Telco
Carolinas Telco is a credit union based in Charlotte, North Carolina, established in 1979, with $514 million in total assets serving 31,566 members. By Trust Grade it ranks 26th of 57 credit unions we track in North Carolina. Its net worth ratio of 14.7% is stronger than 85% of similarly sized credit unions, versus a North Carolina median of 12.7%. It was profitable over the most recent period, with a 0.41% return on assets. No consumer complaints against Carolinas Telco appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Carolinas Telco compares to North Carolina peers
How we graded Carolinas Telco
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (14.7% capital ratio)
- Profitable (ROA 0.41%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Carolinas Telco over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Carolinas Telco insured?
Yes. Carolinas Telco is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Carolinas Telco: frequently asked questions
Is Carolinas Telco a good credit union?
Carolinas Telco earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (14.7% capital ratio); Profitable (ROA 0.41%).
Is Carolinas Telco NCUA-insured?
Yes. Carolinas Telco is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Carolinas Telco?
Carolinas Telco holds $514 million in total assets, ranking 26th of 57 credit unions we track in North Carolina. It serves 31,566 members.
Does Carolinas Telco have CFPB complaints?
No CFPB complaints against Carolinas Telco appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
