Western New York
Western New York is a credit union based in West Seneca, New York, established in 1964, with $93 million in total assets serving 8,789 members. By Trust Grade it ranks 91st of 267 credit unions we track in New York. Its net worth ratio of 11.2% trails most similarly sized credit unions (26th percentile), versus a New York median of 12%. It was profitable over the most recent period, with a 1.21% return on assets. No consumer complaints against Western New York appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Western New York compares to New York peers
How we graded Western New York
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.2% capital ratio)
- Strongly profitable (ROA 1.21%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Western New York over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Western New York insured?
Yes. Western New York is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Western New York: frequently asked questions
Is Western New York a good credit union?
Western New York earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (11.2% capital ratio); Strongly profitable (ROA 1.21%).
Is Western New York NCUA-insured?
Yes. Western New York is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Western New York?
Western New York holds $93 million in total assets, ranking 91st of 267 credit unions we track in New York. It serves 8,789 members.
Does Western New York have CFPB complaints?
No CFPB complaints against Western New York appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
